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What happens to Icici salary account?

What happens to Icici salary account?

You can deposit cash in your salary account maintained with ICICI Bank. An account holder can use the account as a regular account for regular banking transactions. The account can also be used to withdraw the money either from the bank’s branches or ATM’s or using net banking services.

How can I know my Icici minus balance?

ICICI Bank Balance Check Number

  1. 9594 612 612. To avail ICICI Mini Statement (last 3 transactions), account holders should give a missed call to –
  2. 9594 613 613. The account holder needs to ensure that he/she give a missed call to the balance enquiry number through the registered mobile number.
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How can I delete my Icici salary account?

When you decided to close your ICICI bank account, visit your ICICI bank branch and ask for an account closure form. This form is available in all branches. Fill the form with all the details carefully. Recheck the form to make sure you have filled everything correctly.

What is a negative bank account?

Also known as bank account overdraft, a negative bank account is when a person’s bank account balance goes down below zero. Usually, this happens when you have an inadequate account balance, but you proceed to make payments. If the bank accepts the payment, your account incurs a debt, making your balance negative.

Why is my account showing negative balance?

This happens when you try to make a payment that’s larger than the amount of money in your account. If the bank allows the payment to go through even though you don’t have sufficient funds to cover it, your account becomes negative.

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What does minus mean on my bank account?

Minus sign indicates that you have overdraft which further means that you have taken money in excess of what was present in your account. Overdraft facility is offered to specific customers of the bank. Minus sign also indicates that you have taken loan from bank and you have to repay it.

What is an ICICI Bank salary account?

Salary Account ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees. As an organisation, you can opt for our Salary Accounts to enable easy disbursements of salaries.

How can I Close my ICICI bank account?

Banks do not have rights to close any bank account. Banks can freeze account but are not allowed to close the same. Your account will not automatically get closed. You have to visit nearest ICICI bank branch and apply for closure of account.

What is the difference between inactive and dormant account in ICICI Bank?

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ICICI Bank may classify an Account as an inactive if there are no customer-induced transactions for 12 months in the Account. Dormant if there are no customer-induced transactions for 24 months in the account. i.e no customer-induced transactions for further period of12 months after the account had become inactive.

How to open a deposit account in ICICI Bank for women?

Where the women applicant’s spouse (or) parent does not have an account with ICICI Bank If applicant’s spouse/parent is not an ICICI Bank accountholder, deposit account in the name of women applicant can be opened after obtaining KYC documents, from applicant’s spouse/parent.