Helpful tips

What is the eligibility for HDFC smart EMI?

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What is the eligibility for HDFC smart EMI?

Do note that you need to hold an HDFC Bank Credit Card currently.

  1. NetBanking: Login to your NetBanking account and check your SMART EMI eligibility under Cards – Credit Cards – Transact – SMART EMI.
  2. PhoneBanking: our 24×7 PhoneBanking service will assist you towards the process to verify your eligibility.

How do I know my EMI is eligible for HDFC credit card?

HDFC Bank customers check your loan eligibility instantly- SMS to 5676712 from your Bank registered mobile no. or visit store or branch near you. Any other Bank customers can also avail Consumer loans.

How can I activate EMI on HDFC?

Steps to Avail Debit Card EMI

  1. Go to partner website/App.
  2. Select product.
  3. Choose Debit Card EMI on payment page.
  4. Complete your payment.

How do I know if my credit card is eligible for EMI?

You are qualified for EMI if you see it on your payment checkout page.

  1. Axis Bank: SMS DCEMI to 56161600.
  2. State Bank of India: SMS DCEMI to 567676 from registered mobile number.
  3. BOB: SMS DCEMI to 8422009988.
  4. HDFC Bank: SMS MYHDFC to 5676712 from registered mobile number.
  5. ICICI Bank: SMS DCEMI to 5676766.
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Why am I not eligible for Smart EMI HDFC?

The Smart EMI option allows the eligible HDFC credit card holders to convert most of the credit card payments into EMI schemes. However, purchases involving gold or jewellery are not eligible for conversion in to EMIs. Also transactions which are 60 days or older are not eligible for the scheme.

What is smart pay HDFC?

SmartPay is a customer friendly feature that allows you to automatically make all your utility bill payments through your HDFC Bank Credit Card. You can use SmartPay to pay your electricity bills, telephone bills, mobile phone bills, water bills, gas bills and insurance premiums.

How can I convert smart EMI to HDFC?

You can log in to your credit card account through your issuing bank’s online banking or mobile banking to view and select eligible transactions for EMI conversion. This process usually converts your purchase into a “loan” instantly. Or you can SMS or call your bank to initiate the process.

How can I check my HDFC EMI?

How can I check my HDFC debit card EMI eligibility? To check your eligibility for HDFC Bank Debit EMI, just send an SMS to 5676712 from your registered mobile number.

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Is HDFC debit card eligible for EMI?

Be it online or in-store purchases; you can avail EASYEMI facility on HDFC Bank Debit Cards, Credit Cards and Consumer Loans. Why EASYEMI? A better way to pay for all kinds of purchases; electronics, furniture, apparel and more. Enjoy No Cost EMI at leading brands and stores.

How does EMI work on HDFC debit card?

With no extra documentation or security deposit, you can easily pay your EMI’s with your Debit Card. Once your Savings or Current Account which is linked with your Debit Card is linked with the portal, your monthly payments will be deducted automatically.

What documents are required for EMI for mobile?

What are the documents needed for mobile EMI? The customer needs to provide basic KYC documents like proof of identity, address proof, income proof and passport size photographs.

What documents are required for EMI?

Documents Required for EMI Card

  • PAN Card. A copy of your PAN Card is required.
  • Address Proof. A copy of your Voter ID / Passport / Driving License / NREGA Card.
  • NACH Mandate. A signed NACH Mandate is required to process your loan.
  • Cancelled Cheque. If applicable.
  • EMI Cheques. If Applicable.
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How can I convert my HDFC credit card outstanding amount to smart EMI?

There is no eligibility criteria for converting your credit card outstanding amount to smart EMI. As soon as you are issued HDFC credit card you can convert your spends into smart EMI. Log on into netbanking and select your credit card, there are many options there like convert into smart EMI, redeem points etc.

How can I get smartemi with HDFC Bank credit card?

Get credit into your HDFC Bank account in seconds and repay conveniently over 9 to 36 months. The loan is pre-approved so no documentation is required. We offer a variety of purchases through your HDFC Bank Credit Card that you can easily convert into SmartEMI. Inclusive purchases are as follows:

Which transactions cannot be converted into EMI through HDFC Bank?

Transactions more than 60 days cannot be converted into EMI. For any Purchase Transaction through your HDFC Bank Credit Card, any Reward Points earned will be reversed if the transaction gets converted into SmartEMI.

How to convert your credit card bill into EMI online?

You can convert your credit card bill into EMI online through the SmartEMI platform at HDFC Bank. Check out the eligibility criteria to convert your credit card payment to EMI. You are logged out due to an inavlid browser activity