What happens when your car hits a deer?

Call Emergency Services Call the police to report the incident and notify them that you hit a deer. If the animal is still on the road, be sure to let them know so they can send the right people to remove it. Also, let them know if you need an ambulance.

Does hitting a deer increase auto insurance?

Under the comprehensive coverage, any claim that is made for hitting a deer or other wildlife will not increase the premium.

Can hitting a deer cause engine damage?

Hitting a deer at 50 or 60 miles per hour will cause extensive damage to the front end of a vehicle. In most cases there are multiple punctures of the car’s radiator, causing coolant to leak out. Driving a car after a deer collision will likely cause overheating and possible engine damage.

Does a deer accident go on your driving record?

A deer accident won’t go on your driving record (formally known as your motor vehicle report) unless another person’s vehicle or property sustains damage. If you file a claim with your insurance, though, it will be added to your claims history. A few simple tips can help you avoid hitting a deer on or near the road.

How does hitting a deer affect your insurance rates?

If you file a comprehensive claim after hitting a deer, that claim will go on your insurance record. Claim frequency may affect your auto insurance rates, according to the National Association of Insurance Commissioners.

What should you do if you hit a deer with your car?

Turn on your car’s hazard lights and remain in the vehicle until it’s safe to exit. Let them know if the animal is blocking the road, as it could pose a danger to oncoming drivers. When a deer is hit by a car, it will be frightened and could harm people.

What happens if you swerve to avoid hitting a deer?

Note: If you swerve to avoid hitting a deer or other animal and then hit another vehicle, collide with an object, or overturn your car, you’d need collision coverage to cover damage to your vehicle. If you have comprehensive, you likely also have collision, but check your policy to be sure.