What do you do when someone is using your Social Security number?

What to Do When Someone Is Using Your Social Security Number

1. Stay cool and focused.
2. Contact the credit reporting agencies.
3. Get a copy of your credit report.
4. Contact each creditor.
5. Contact the Federal Trade Commission.
6. Contact the Social Security Administration.

What to do when someone is using your Social Security number?

The Social Security Administration recommends taking the following steps when you think someone is using your number: Report the issue to the Social Security Administration. Call the SSA toll-free at 1-800-772-1213 to file an official report and get a recommendation on what to do next.

What can someone do with your Social Security number?

1. Open Financial Accounts. Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.

What do you do if someone gets your Social Security number?

If you feel your Social Security Number is being used by someone else for employment purposes, contact your local Social Security office or call (800) 772-1213. An employee will be able to look over their records to tell you if it looks like someone else is using your number for employment.

Who is using my SSN?

Checking Your Credit Score. The most common way to catch unauthorized activity is by checking your credit information.

Inaccurate Banking Info. When you’re looking through your bank statements,you may notice charges or subscriptions that you didn’t make.

Your Mail Changes.

Letters from the IRS.

Calls from Credit Agencies.

Other signs.