What do I do if someone used my Social Security number fraudulently?

It’s a one-stop resource managed by the Federal Trade Commission, the nation’s consumer protection agency. You can also call 1-877-IDTHEFT (1-877-438-4338); TTY 1-866-653-4261. or call 1-800-908-4490. Also, you should file an online complaint with the Internet Crime Complaint Center (IC3) at www.ic3.gov.

What happens if your Social Security gets hacked?

Social Security Number theft can wreak havoc on your credit score. Once hackers or thieves have your SSN, they can make false statements on claims, file claims under your SSN, file fraudulent tax returns for refunds, open bank accounts and credit cards and more.

What can someone do with the last four digits of your Social Security number?

As long as a hacker or scammer has access to other personal information such as your name and address, they can use the last four digits of your SSN (in most cases) to open accounts in your name, steal your money and government benefits, or even get healthcare and tax refunds in your name.

How do I find out if someone is using my social security?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. Order a free credit report You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

Can someone use your Social Security number to open a bank account?

People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected. A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.

Why did I get a letter from the IRS about my SSN?

Assuming you haven’t had any tax woes, receiving a letter from the IRS may indicate something is happening with your SSN. This one may seem obvious, but if creditors are calling you regarding accounts you know are not yours, someone has used your SSN to open a new line of credit.

What if I see any inconsistencies in my Social Security number?

If you see any inconsistencies, contact the Social Security Administration. We consider identity theft one of our major challenges so we have joined in government-wide efforts to prevent Social Security number misuse.