What are the emotional effects of retirement?

Some new retirees even experience mental health issues such as depression and anxiety. The truth is that no matter how much you’ve been looking forward to it, retiring from work is a major life change that can bring stress as well as benefits. In fact, some studies have linked retirement to a decline in health.

What is the disadvantage of early retirement?

Cons of retiring early include the strain on savings, due to increased expenses and smaller Social Security benefits, and a depressing effect on mental health. There may be ways to chart a middle course—cutting back on work without fully retiring.

Do you feel underwhelmed after entering retirement?

Most of us have an idealized view of retirement. Add years of anticipation to the mix or a personality that enjoys the structure and challenge of work and it’s not uncommon to feel a bit underwhelmed after entering retirement. The best way to avoid disappointment is to retire TO something rather than FROM something.

Do you feel disappointed in your retirement?

Retirement is no different. Keep that in mind. The problem: I feel disappointed. Most of us have an idealized view of retirement. Add years of anticipation to the mix or a personality that enjoys the structure and challenge of work and it’s not uncommon to feel a bit underwhelmed after entering retirement.

Is there something wrong with my retirement?

That said, retirement is a huge transition and there are always unexpected feelings or emotions that crop up. That doesn’t necessarily mean that there’s something wrong with your retirement. It just means that you’re normal. So don’t be surprised if you feel one or more of the following:

Is early retirement a good idea?

Early retirement is a possibility for most everyone. Whether “early” for you means 63 or 40, the point is to make more time for yourself and your loved ones while you can. We worry about wasting time every day on the job, but working longer than necessary before retiring could be one of the biggest wastes of time in your life.