What are the benefits of Aflac?

We help cover what health insurance doesn’t so you can focus on recovery.

• Accident. Get help with high deductible for covered hospital stays.
• Cancer. Get help coping with the financial and emotional effects of cancer.
• Critical Illness.
• Dental.
• Supplemental Dental.
• Hospital.
• Life.
• Short-Term Disability.

How reliable is Aflac?

Aflac, which stands for American Family Life Assurance Company, is a supplemental insurance provider based in Columbus, Georgia, where it was founded in 1955. While is not accredited by the Better Business Bureau (BBB), it does have an A+ rating from the BBB.

What does my Aflac cover?

Aflac supplemental insurance provides an additional layer of financial protection for your employees and their families in the event of a serious accident or illness. When a person gets sick or hurt, Aflac pays cash benefits fast.

Does Aflac cover regular doctor visits?

PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit) to a Physician, Psychologist, or Urgent Care Center. Services must be under the supervision of a Physician or Psychologist.

How long does it take Aflac to review a claim?

Aflac Aflac cannot process claims until they have the employee’s statement, physician’s statement, employer statement and the authorization page. Claims approval process takes 5 days to process and pay out claims.

Does Aflac cover my deductible?

If you have Aflac, your cash benefits can be used to help pay your deductible, your portion of coinsurance, your copay or any other expenses you may have. After you reach your out-of-pocket maximum, your insurance will cover 100 percent of all expenses, including copays or coinsurance.

Does Aflac cover emergency room visits?

HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Accidental Injury in a Hospital Emergency Room, including triage, and a charge is incurred for such treatment. This benefit is payable twice per Calendar Year, per Covered Person. No lifetime maximum.

Does Aflac cover vision?

EYE EXAMINATION BENEFIT: Aflac will pay $45 (forty-five dollars) when a charge is incurred for an eye examination for a covered person. This benefit is limited to one examination per covered person, per Policy Year. The eye examination must be performed by an Optometrist or Ophthalmologist.

Does Aflac pay your bills?

If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have. They’re your benefits, so you can use them your way.

Does Aflac cover medical bills?

Does Aflac pay for xrays?

X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.