Is cibil score 815 good?

With the excellent credit score of 815, you can get loans at better terms. This score is a sign of good credit behaviour and lenders prefer customers like you. Having any score above 750 is a good one that can open window of loan and credit score offers.

Is 815 a good credit score in India?

An 815 credit score is often considered very good — or even excellent. With excellent credit, your credit scores become more of a bridge and less of a roadblock — a high score can help you qualify for premium rewards credit cards, auto loans and mortgages with the best terms.

Is cibil score 825 good?

According to credit information company, TranUnion CIBIL’s website, the closer your score is to 900, the higher are the chances of your loan application getting approved. Generally, a credit score of 750 and above is considered to be a good score.

Why is my credit score stuck at 815?

An 815 credit score is a perfect credit score, believe it or not. Any credit score of 800 or higher indicates that you’ve been using loans, credit cards and other lines of credit responsibly for several years, paying your monthly bills on time and keeping your credit report clear of negative information.

Is 812 a good CIBIL score?

A FICO® Score of 812 is well above the average credit score of 704. More importantly, your score is on the low end of the Exceptional range and fairly close to the Very Good credit score range (740-799).

Is 853 a good credit score?

An 853 credit score is excellent.

How is 800 cibil score?

Good Score and Bad Score Scores above 800 are considered high and you can easily ask for a lower rate on personal loans and credit cards. A good score for secured loans. However, for unsecured credit, the bank might investigate further (like social score) or impose slightly higher rates.

Is 788 a good CIBIL score?

A good CIBIL score for loans remains the same as that for any other purpose, i.e. any score between 700 and 900. A good score ensures a higher chance of your loan application getting approved. No matter if it is a personal loan, car loan, or home loan you are looking for, a score above 700 is favourable.

Is the CIBIL score of 815 good for a personal loan?

Yes, the CIBIL score of 815 is very good. Any Bank would give you any loan based on the CIBIL score of 815. With a CIBIL score of 815, you have to always go for the better loan option/deal. To get better loan deals, my recommendation would be Finance Buddha.

What is an excellent CIBIL score?

Let’s understand what is bad, average, good and an excellent rating in CIBIL scoreboard. Excellent CIBIL Score (Between 750 and 900): The score between 750 and 900 is considered to be an excellent CIBIL score by lenders. CIBIL score under this bracket fetches highest chances of you getting a loan.

What is a good credit score of 815?

Generally, 750 is the parameter, above which it is considered to be a good credit score. So, 815 is obviously a good credit score. However, different lenders have different parameters of approving a loan.

Does checking your CIBIL frequently affect your credit score?

No, checking your CIBIL frequently does not affect you score, it get affected only for the following reasons: When you apply for a loan and if it gets rejected in any Banks or NBFC’s. In case of Cheque bounces of loans. Credit Card Dues.