Is 743 a good CIBIL score?

CIBIL scores can range anywhere between 300 and 900, with 900 denoting maximum creditworthiness. A CIBIL score of 750 or above in your credit report is ideal.

What is CRIF credit score?

What is a CRIF Credit Score? It is a three- digit number which gives a bank or a lender a sense of your creditworthiness i.e. whether you have been repaying your dues regularly or not. This makes lender comfortable to approve your current application for a loan or credit card.

What is CRIF score?

What is a CRIF Credit Score? It is a three- digit number which gives a bank or a lender a sense of your creditworthiness i.e. whether you have been repaying your dues regularly or not.

What is the difference between CIBIL and CIBIL score?

The CIBIL score is a three-digit numeric summary of a consumer’s credit history and a reflection of the person’s credit profile. One the other hand, CIBIL is a Credit Bureau which maintains the records of all the credit-related activities of companies, individuals.

What are the key sections of the CIBIL report?

Below are the key sections of the CIBIL Report Your CIBIL score, calculated based on your credit behavior as reflected in the ‘Accounts’ and ‘Enquiries’ section of your CIR, ranges between 300-900. A score above 700 is generally considered good.

What is transtransunion CIBIL?

TransUnion CIBIL Limited formerly known as Credit Information Bureau (India) Limited (CIBIL). It is a credit bureau or a credit rating agency which maintains the records of all the credit-related activities of companies as well as individuals including credit cards and loans.

What is a credit card information record (Cir)?

A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time. A CIR does not contain details of your savings, investments or fixed deposits.