How do I pre-close a CitiBank personal loan?

In order to pre-close the loan agreement, you need to call Citibank customer care at 1860 210 2484 and select the loan options and personal loan option under it, as prescribed. Tell them you need to pre-close the loan and they will provide you with the estimate of the loan amount, you need to pay back.

How do I pre-close a personal loan?

What to do:

1. Visit bank with the complete set of documents (as mentioned above).
2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
3. Pay the pre-closure amount.
4. Sign the required documents, if any.
5. Take acknowledgement of the balance amount you have paid.

Can we pre-close personal loan online?

Personal loans cannot be pre-closed online, therefore you are required to find the nearest bank branch, where you can pre-close your loan. You can call the bank’s customer care number to find the branch next to you. Bank statement reflecting the payment and clearance of the last EMI.

Is it good to pre-closure personal loan?

The pre-closure facility reduces your debt burden; hence it would be a good option for your financial health. No impact on your credit score: Foreclosure or pre-closure of the Personal Loan does not affect your credit score.

How do I check my Citibank Personal Loan outstanding balance?

If you’re an existing Citibank Online Banking customer, you can view your current loan balance online, however please be aware that this may not be your final settlement figure. Alternatively, to find out the outstanding balance on your Personal Loan just call our 24×7 CitiPhone helpline.

How can I pay my Citibank personal loan from BDO?

How to pay Citibank credit card thru BDO cash machine

1. Select Pay Bills/Payments.
2. Choose Citibank Credit Card as your biller/payee.
3. Select your card type (VISA or Mastercard)
4. Enter your credit card number.
5. Enter your amount to be paid.

What is pre-closure?

Foreclosure or pre-closure is the process of repaying in full, the outstanding personal loan in one single installment, ahead of the due date.

What is pre closure charges for personal loan?

Prepayment charges on salaried personal loans (part/full prepayment): Closed between 13-24 months – 4\% of principal due. Closed between 25-36 months – 3\% of principal due. Closed after 36 months – 2\% of principal due.

What is pre closure?

How can I track my Citibank personal loan application status?

How will I know if my Citi Salary Loan application has been approved? Once approved, you will receive a call from Citi to arrange your mode of disbursement. You may also contact our CitiPhone at (632) 8995-9999 (632) 8995-9999 for the status of your application.