Questions

How can I check CIBIL score of another person?

How can I check CIBIL score of another person?

How to Check CIBIL Score by PAN Card and Aadhaar Card?

  1. Navigate to ‘CIBIL Score’ on the Wishfin website or use the Wishfin App.
  2. Provide PAN Card number.
  3. Enter your Name and Date of Birth as per PAN Card.
  4. Enter details such as gender, email address, residential address and mobile number.
  5. Submit to know your score.

How can I know my cibil mobile number?

Get your CIBIL score in 3 simple steps

  1. Enter your personal details. Ensure it matches your ID proofs.
  2. Verify your identity. Confirm the OTP sent to your mobile number and email ID.
  3. View your CIBIL report. Check out the best loan offers customized for you.

What is poor credit?

Key Takeaways. A person is considered to have bad credit if they have a history of not paying their bills on time or owe too much money. Bad credit is often reflected as a low credit score, typically under 580 on a scale of 300 to 850. People with bad credit will find it harder to get a loan or obtain a credit card.

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Is a 605 credit score good?

A FICO® Score of 605 places you within a population of consumers whose credit may be seen as Fair. Your 605 FICO® Score is lower than the average U.S. credit score. Consumers with FICO® Scores in the good range (670-739) or higher are generally offered significantly better borrowing terms.

How to check your CIBIL score for free?

Therefore, it is advised to regularly check your CIBIL score. You need to pay Rs. 550 on the TransUnion CIBIL website to check your CIBIL score whereas, at Paisabazaar.com, you can get it for free, forever. It takes only 2 minutes to know your CIBIL score – For Free. Check Now. Paisabazaar.com provides a free CIBIL score along with monthly updates.

Is it mandatory to have a PAN card to check CIBIL?

Having a PAN card is not mandatory to check CIBIL score. One can get CIBIL report and score by providing details of other identity proof like passport number, voter ID number or driver’s license number.

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What personal information do I need to apply for CIBIL?

Have the following personal information ready with you. Also, you would need to confirm your mobile number via an OTP. Your bank/credit card company reports your latest phone number to CIBIL. Your CIBIL account is linked to that number.

What is the minimum CIBIL score required to get a personal loan?

For most lenders, the minimum CIBIL score required to lend a personal loan is 750 or higher. Having a higher CIBIL score boosts your prospects of getting a better deal on your personal loan. A score on the lower side, however, hurts your chances of availing finance.