Does CRED sell my data?

As mentioned in CRED privacy policy they won’t sell data to 3rd parties, but they can use data to enhance and personalize user experience. CRED has users’ financial data like how timely users made payment of the bill, their expenditure data, their credit scores data, and many other financial data.

Is CRED data safe?

We are a PCI DSS v3. 2.1 certified company which means we have implemented applicable industry standard security controls governed by PCI council that helps us protect all our customer’s card data in a highly secure manner. We have successfully completed UPI compliance per the Circular 15B & 32 by the NPCI.

What data does CRED collect?

We collect information relating to your use of our website/app through the use of various technologies. This includes transaction details related to your use of our services including the type of services you requested, the payment method, amount and other related transactional and financial information.

Is CRED secure?

Security: As the founder of CRED App had prior experience in handling millions of users on Freecharge, its safe to assume that the app is completely secure. Privacy: The app has an option to allow email access for reading your statements.

How do I delete all data from cred?

To delete your Cred account, you have to contact Cred’s customer services because there is no way to delete an account using the app.

Is cred a failure?

CRED is one of those legendary startups that got funding right before its execution. This was made possible by the brilliance of Kunal Shah. The company has made a loss of 63.90 crores and 378.89 crores in 2019 and 2020, respectively. Despite these losses, the company is trusted by its investors.

How do I remove my information from cred?

Finding the delete credit card option on Cred is hard simply because there is no option to delete your credit card on the application. If you want to delete your credit card, you will have to archive your card instead.

What are the disadvantages of cred?

Using credit also has some disadvantages. Credit almost always costs money. You have to decide if the item is worth the extra expense of interest paid, the rate of interest and possible fees. It can become a habit and encourages overspending.

Is cred useless?

Yes,it is good for credit card payments,it is fast,secure and also a rewarding app. For every payment you do in your CRED is rewarding. every time you pay your credit card bills on CRED, you receive CRED coins.