Does Citi card have an annual fee?

Citi Simplicity® Credit Card The only credit card where ‘no’ is good: no late fees, no penalty rate and no annual fee – ever1.

Do you need good credit for a Citi card?

You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved.

What credit score is needed for a Citi Rewards Card?

670
You’ll need a FICO® Score of at least 670 to have a good shot at getting approved for the Citi Rewards+® Card. Although approval isn’t guaranteed with any credit score, this card is intended for those who have good to excellent credit.

Will Citibank waive annual fee?

It’s a common credit card promotion to waive the annual fee for the first year your account is open. This will be noted on the offer when you apply, though. It’s not something you have to ask for. If you really want to avoid fees, get a no annual fee credit card.

Are Citi Cards hard to get?

You may be able to qualify for the Citi Custom Cash Card with a credit score as low as 670, but you’ll have a better shot at approval if your score is on the other end of the “good” range, or 720 and higher. Your chances at approval get even better once your FICO score is over 740.

Does Citibank Give credit limit increases?

You can request a Citibank credit card limit increase online, through the Citi Mobile App, or by phone, at (800) 950-5114. Citi may also offer an automatic credit limit increase if its regular reviews of the account show a history of on-time payments and low debt.

How hard is it to get approved for a Citi Rewards Card?

Citi doesn’t publish specific credit scores needed to be accepted for its cards. But, you’ll usually need an excellent credit score of around 760* to be approved for a rewards credit card such as the Citi Rewards+. Of course, other factors besides your credit score may be evaluated.

Is a Citi Rewards Card hard to get?

Understanding your points and redemption options We calculated your points are worth 1.11 cents each when redeemed through Citi ThankYou Rewards. But you might get a better value if you redeem through a Citi transfer partner.