Can I claim insurance if someone else was driving?

The insurance company will exclusively mention someone who is excluded from the coverage and that particular person will not be provided coverage in case of an accident while driving your car. Permissive use means when you let any other person drive your car and the insurance company will cover them as well.

Is license required for insurance claim?

Now you know that having a valid driving license is mandatory to file a claim for your insurance policy. However, it is not mandatory in order to buy a car insurance plan.

Can we claim car insurance with learning license?

The answer to all three questions is, yes, subject to some conditions. In motor insurance it does not matter if the owner is not the driver so long as the driver has a valid driving licence. You cannot directly have the insurance company pay the shop owner for the damage.

Can we claim car insurance on learning licence?

Whether you have a temporary or permanent RC of your car, you can raise a claim under the loss of licence or RC cover. However, to buy loss of licence or RC add-on cover, you need to have comprehensive insurance and not a third party car insurance policy.

Can a learner driver drive with a Licence holder?

Under the Motor Vehicles Act, a person holding a learner’s license can drive a vehicle on two conditions. One, the vehicle must have a ‘L’ sign both on the front and rear screens of the vehicle. Second, a permanent license-holder must accompany the learner’s license holder in the car when the learner is driving.

Can a learner driver drive my car on my insurance?

How learner driver insurance works. Learner drivers are not required to have a standard full-length insurance policy if they’re driving someone else’s car. That means they can get a learner driver policy that sits alongside a qualified driver’s existing insurance.

What documents are required for claiming car insurance?

What documents are required to file a car insurance policy claim?

• Online vehicle insurance policy.
• Copy of driving license.
• Copy of your duly signed claim form.
• Repair bill (Original)
• RC copy of the vehicle.
• FIR (Only in case of theft, injury/damage to third-party, or highway accidents)
• Proof of release and cash receipt.

Can I file a claim for a car accident with suspended license?

To add onto what my other colleagues have mentioned, you can file a claim with the other driver’s insurance company even if you were driving with a suspended driver’s license at the time of the incident. Not having a valid driver’s license does not necessarily mean you were the at-fault party in the accident.

What happens if my insurance company suspends my license?

If that check reveals your driver’s license has been suspended or revoked, you can bet the insurer is not going to renew your policy. In all of these scenarios, the insurance company is required to send you a notice informing you that your coverage is to be suspended at some future date, typically at least 30 days out.

Can You Keep your auto insurance policy if your license is revoked?

If you’re driving with a suspended or revoked driver license, for any reason, you’re breaking the law No, you cannot keep your auto insurance policy if your driver’s license if revoked. Your driver’s license is required to legally operate an automobile. Without a valid driver’s license, you aren’t allowed to drive a vehicle.

What happens if you don’t have car insurance or driver license?

Expensive fines, court costs, and jail time may result from driving without a driver license and auto insurance. Don’t drive without auto insurance. If your driver license is revoked or suspended, find other forms of transportation. Do everything possible to obtain a valid driver license.