Can a company take money from my debit card without my permission?

Find out about your rights when money is taken from your account without your permission. Money can only be taken from your account if you’ve authorised the transaction. If you notice a payment from your account that you didn’t authorise, you should contact your bank or other payment service provider immediately.

Can someone charge your debit card without authorization?

Businesses are not allowed to charge your debit card without your authorization, but it is a regularly occurring problem. Fraudulent telemarketers may use deceptive means to gain access to debit card information, then sign unwitting customers up for recurring charges.

How can I get back my lost money from a scammer?

Contact your bank or credit card company as soon as possible after you discover that you’ve been victimized by a scammer. You may be able to recover some or all of your money. However, you generally must notify your bank or credit card company within 30 days of the transaction.

Why is my debit card not being accepted?

If yours has expired, it will not be accepted at ATMs, EFTPOS terminals or online. This is one of the main reasons why debit cards decline. Check the date and know when the debit card is due to expire. If possible, ask for your replacement card well in advance of that date.

Can I still use my debit card with overdraft protection?

Nonetheless, you may still be able to proceed with the transaction if you have overdraft protection. Overdraft protection ensures that your transactions or withdrawals go through despite having less amount in your account. In some instances, you will have your debit card declined but charged. What is the reason?

What to do if your debit card information doesn’t match?

Before making a purchase online check that the personal information you entered matches that of the debit card you’re using. If information doesn’t match because it’s outdated, you can update it by logging into your bank account or calling your institution for assistance. 5. Your bank was suspicious of the transaction

Can I use my debit card anywhere in the world?

Nowadays, you can use your debit card, such as a Visa or MasterCard, anywhere in the world. However, this also means that someone can steal and transact with your card from anywhere in the world. Most banks can flag international purchases as unusual activities to keep you safe from fraud across the borders.