Do US citizens living abroad have to buy health insurance?

U.S. citizens living in a foreign country are not required to get health insurance coverage under the Affordable Care Act. If you’re uninsured and living abroad, you don’t have to pay the fee that other uninsured U.S. citizens may have to pay.

What do expats do for healthcare?

Expat insurance provides worldwide coverage that includes preventative care, maternity care, and other benefits not typically covered by travel insurance. Unlike travel insurance, expat insurance can be purchased for longer stays.

Does Obama Care cover overseas?

Most ObamaCare health plans do not cover foreign emergency care. When traveling abroad and while cruising you’ll want to get travel insurance.

Is international health insurance the same as travel insurance?

International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time.

What does international medical insurance cover?

An International health insurance plan for expats and those moving abroad is much broader cover than standard holiday or business travel insurance. It is designed to provide access to local health care services, emergency cover, maternity care, treatment of ongoing conditions and repatriation if needed.

Can a US citizen living abroad get Obamacare?

No, domestic health insurance plans purchased under Obamacare or the Affordable Care Act do not extend to outside the US. If you are travelling or moving abroad, you have to get either travel insurance or international health insurance.

What country should I move to for healthcare?

International Living and Live and Invest Overseas give the country top marks, along with Mexico, Ecuador and Malaysia. International Living praises Thailand and Costa Rica as well, while Live and Invest Overseas says Portugal, Italy and Malta have admirable health care.

Can I move to another country for healthcare?

Expats may be able to qualify for a country’s public health care system if they become residents. Otherwise, there’s typically a private system in which people can pay out of pocket and get reimbursed if they have private health insurance.

Can a U.S. citizen living abroad get Obamacare?

Can you use U.S. health insurance abroad?

Regarding coverage if you live outside of the U.S., the short answer is: probably not. Other major U.S. health insurance companies, including Aetna, Cigna, and United Healthcare offer separate international health plans. However, in general, their U.S.-based plans do not cover you overseas.