Can cheque be issued with thumb impression?

The only place on the cheque where you can legally put a thumb-impression is the signature line. However, you can put whatever you wish on the signature line, so long as the bank can photocopy it.

Can we give cheque book to illiterate?

Normally cheque book is not issued to illiterate depositor. However cheque book can be issued for making statutory payments post dated cheques for repayment of installments of loan.

How do banks check thumb impressions?

The bank official certifies on the face of the withdrawal slip- “Thumb impression affixed in my presence.” Withdrawal of money is made after the bank official confirms the physical presence of the customer by comparing with the photo held in record.

Does savings account have cheque facility?

2.2 Savings accounts do not include a cheque facility.

Which thumb is used for thumb impression?

Many people have a confusion over why do officials ask for the left thumb impression(LTI) in the case of males and the right thumb (RTI) impression in the case of female for authorization.

Who can issue cheque book?

(i) Banks shall issue cheque books to customers, whenever a request is received, through a requisition slip which is part of the cheque book issued earlier. (ii) Banks are advised to provide minimum 25 cheque leaves every year, if requested, in savings bank account, free of charge.

Which facility will an illiterate person having bank account not get *?

Q: When joint account of illiterate and literate person is opened, whether bank issues cheque book to them? R: No. Cheque book facility will not be extended in the single or joint savings bank account of the illiterate depositors.

Under which conditions will you issue a Cheque?

The date should be mentioned on the cheque properly. The cheque should not be more than three months old or it should not contain future date or else the bank will not pay the amount.

Which type of bank account can be provide cheque facility?

RBI eased regulations for Basic Savings Bank Deposit (BSBD) Accounts, popularly known as ‘no-frills’ accounts. Banks will now provide cheque books and other facilities to basic account holders, with the Reserve Bank of India relaxing the norms on Monday.

What procedure will you follow for depositing a cheque in your savings bank account?

You need to make sure that you fill in the following details:

• The name of the person you wish to pay is written on the top most line.
• The date is filled in the top right hand corner of the cheque.
• The amount in words and amount in figures is the same.
• Your signature is at the bottom right hand corner of the cheque.