Is it safe to use CRED for credit card payment?

We have always placed your security first on CRED. To ensure maximum security, we have made a simple list of security to-do’s you can follow: never divulge your personal bank details like card number, CVV, PIN, and OTP in any medium, including calls, texts, or emails.

Is CRED app trustworthy?

Is CRED App good or bad? CRED App is GOOD and we recommend using this App to pay your Credit Cards bill.

What credit score do you need to get an unsecured credit card?

Most unsecured credit cards require credit in the good to excellent range (670 – 850). This range is where you’ll become eligible for many different kinds of rewards cards. You can also find some cards that will accept a score in the fair to good range (580 – 669).

Is it better to pay with cash or credit card?

While paying in cash will most likely help you save money and make fewer impulse purchases, paying in credit cards does offer an enviable convenience and allow you to afford larger items—given you monitor your spending carefully and make sure to pay off your balance each month.

How much does it cost to use a credit card with CRED?

CRED charges a 1.5\% fee for letting you pay rent using credit cards. If you own a premium credit card, the net reward rate, after the CRED fees, will usually be positive. Warning: I am not sure if credit card companies will consider CRED as a merchant that qualifies for reward points.

What is cred and how does it work?

A single app to manage all your credit cards. Note: CRED targets people with higher credit scores (deemed creditworthy). When I joined CRED, I was wait-listed but got access quickly because my credit score was 800+. Depending upon your credit score, you might have to wait for long, or you might not be eligible at all. Check your eligibility here.

What is cred app by FreeCharge?

A Hebrew book on humankind Cred is an initiative of Kunal Shah, founder of FreeCharge. The app aims to make paying credit card bills simpler and reward you for paying them on time. The app asks for your phone number to check your credit score with Cibil, CRIF and Experian.

How do I get access to the cred app?

If your credit score is 750 or higher, you are granted access to the app, else you join a waitlist. The app scans any credit cards linked to your phone number and adds them to the app. To manage the cards, Cred requires access to your email account (this is not mandatory).