Can you have a perfect 900 credit score?
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Can you have a perfect 900 credit score?
A credit score of 900 is either not possible or not very relevant. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “perfect.” That’s because higher scores won’t really save you any money.
Is there such thing as a 900 credit score?
FICO® score ranges vary — they can range from 300 to 850 or 250 to 900, depending on the scoring model — but higher scores can indicate that you may be less risky to lenders.
Has anyone ever had an 850 credit score?
The truth is, Americans with a perfect 850 FICO® Score do exist. In fact, 1.2\% of all FICO® Scores in the U.S. currently stand at 850. Think of it as the alternate—and perhaps slightly less glamorous—1 percent. Of course, you don’t need a perfect score to access credit at the best terms and lowest interest rates.
How can someone have a 900 credit score?
FICO Auto and Bankcard Scores Range: 250 to 900 Provider: Fair Isaac Corporation (FICO)
Is it possible to get a credit score of 900?
A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800. On the standard 300-850 range used by FICO and VantageScore , a credit score of 800+ is considered “perfect.” That’s because higher scores won’t really save you any money.
What is the highest possible credit score possible?
The highest credit score possible depends on the credit scoring system being used. There are many different scoring systems available, and the range, or scale, can vary from one system to another. For example, some credit scoring systems may have a scale that goes up to 850, while others might go up to 900 or 950.
Is 920 a good credit score?
First, to put the 920 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is. A 920 credit score is on top of the scale. No, 920 is not a bad credit score. 920 is a great credit score.
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