Is the X1 card real?

The X1 Card is a stainless steel Visa credit card with a different origin story. When you apply for a card, instead of determining your limits based on your credit score, the company wants to see your current and future income. Your credit score still affects your variable APR (from 12.9\% to 19.9\%), but that’s it.

How does X1 credit card work?

X1 Card rewards 3X points on every $1 spent for the year, if you spend $15,000+ on the card in that year. 4X points on every $1 spent for a month for every friend you refer. For example, refer and sign up 10 friends and you’ll get 4X points on every single purchase for 10 months (30 days for each friend referral).

Does X1 credit card check credit score?

Key features of the X1 Credit Card X1 Credit Card is a no credit check visa that offers consumers the chance to get a credit limit based on their income, not their credit score. Credit limits are based on current and future income. X1 Card offers credit limits up to 5X higher than traditional cards.

Can your credit card be scammed?

Credit card fraud is the unauthorized use of a credit or debit card, or similar payment tool (ACH, EFT, recurring charge, etc.), to fraudulently obtain money or property. Credit and debit card numbers can be stolen from unsecured websites or can be obtained in an identity theft scheme.

Who owns X1 card?

The company is cofounded by Twitter alums Deepak Rao and Siddharth Batra and backed by PayPal co-founder Max Levchin and founding COO David Sacks, Harrison Metal founder Michael Dearing, former Twitter COO Adam Bain, Libra co-creator & Instagram’s former head of product Kevin Weil and more.

Does BlockFi have a debit card?

BlockFi’s card has a credit limit like any other credit card and can be used to make purchases wherever Visa is accepted. The card also offers 1.5\% cashback on every transaction which is converted to Bitcoin and placed in the cardholder’s BlockFi account.

What is cred AI?

cred.ai™ is a high-tech and premium everyday card spending experience, 100\% mobile with a free metal card. With the cred.ai guaranty you never pay fees or interest1, never overspend, build credit automatically2, and spend your paycheck early3, with cutting edge tech you can’t get anywhere else.

What is a Gemini dollar?

The Gemini Dollar (GUSD) is a stablecoin pegged to and backed by US dollars held in reserve at State Street Bank and Trust Company. GUSD was created by cryptocurrency exchange Gemini, which was founded by Cameron and Tyler Winklevoss in 2014.

Does cred Ai pull your credit?

With the cred.ai guaranty you never pay fees or interest1, never overspend, build credit automatically2, and spend your paycheck early3, with cutting edge tech you can’t get anywhere else. *Applying does not impact your FICO score, and a FICO score is not required to apply.

Is cred trustworthy?

CRED is hosted on a Virtual Private Cloud on Amazon Web Services which provides a secure and scalable technology platform to ensure we can provide you services securely and reliably.