Who is responsible for most car accidents?

Studies have found that driver error is responsible for approximately 90 percent of accidents that occur in the U.S. Of the car accidents that are caused by driver error, a large percentage of those are the result of some type of driver negligence.

How does car insurance decide who is at fault?

Insurance companies determine fault based on the legal definition of negligence in the state where the accident occurred. Negligence occurs when a person fails to exercise the amount of caution a reasonable person would under the same circumstances.

What if someone drives my car and gets in an accident?

If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would go on your insurance record and could affect your car insurance rates in the future.

Who are safer drivers males or females?

Compared with women, male drivers of cars and vans were involved in twice as many fatal accidents. Women tend to be better drivers than men — much better, judging by the number of deaths they cause on the road.

What age causes the most car accidents?

Drivers ages 16-17 continue to have the highest rates of crash involvement, injuries to themselves and others and deaths of others in crashes in which they are involved. Drivers age 80 and older have the highest rates of driver deaths. Drivers ages 60-69 were the safest drivers by most measures examined.

Who are safer drivers?

Research has shown that women drivers are less involved in accidents that are caused due to incorrect overtaking than their male counterparts. Not that it is a stereotype but women are more cautious than men usually which helps them abide by traffic rules. Women tend to always wear helmets and seatbelts while driving.