Which bank has better service HDFC or Icici?

HDFC is a with its home loan rates benchmarked to PLR. HDFC has an average customer ratings of 4.5, while ICICI Bank has an average customer rating of 4.1, based on which it is clear that HDFC has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank has more offers HDFC or Axis?

Some of the key results of the comparison between the two banks are: Lowest Interest rate of HDFC Bank Loan is 10.25\%, which is lower than the lowest interest rate of Axis Bank at 10.49\%. HDFC Bank offers Personal Loan upto an amount of ₹ 75 Lakh, while Axis Bank offers Loan upto an amount of ₹ 25 Lakh.

Is HDFC Bank job good?

Overall very good platform to work and grow for career opportunities. Neat and clean well air conditioned workplace (branch).

Does HDFC rehire?

So, this programme has been introduced,” Philip Mathew, HDFC Bank’s chief people officer, told Business Standard. The bank, which had 68,165 employees at the end of March, aims to re-hire as many as 3,000 former employees over the next 12-18 months.

How is working at Icici Bank?

It’s very good working environment It’s a very good work place to learn, good H.R policy, job in ICICI BANK is secured. One thing that isn’t not a good policy is place of posting. Work culture is good, in Deputy Manager rank starting salary is 434000, it’s a good salary for beginners.

How does ICICI Bank recruit?

At ICICI Bank, we follow a multi stage recruitment process. Application: You may apply online against the current job openings that match your profile. Offer: We will engage with you with regard to the details on the job role, location and compensation following which you will be made a formal offer to join ICICI Bank.

How does HDFC hire?

Candidates undergo a screening process, post which they are issued a conditional offer letter. Selected candidates have to successfully undergo a 30-day course with BankEdge to be absorbed into HDFC Bank as employees.

Why is HDFC Bank more profitable than ICICI Bank?

HDFC Bank’s operations are also more profitable — its net interest margin at 3.2 per cent is way higher than that of ICICI Bank’s 2.4 per cent. Also, it is able to access deposits at a lower cost….

How does HDFC Bank work?

TECHNOLOGY HDFC Bank operates in a highly automated environment in terms of information technology and communication systems. All the bank’s branches have online connectivity, which enables the bank to offer speedy funds transfer facilities to its customers.

Are ICICI Bank’s users for credit cards too high?

Nearly 14 million customers bank with ICICI Bank, while the number for HDFC Bank is less than half (6.4 million). ICICI Bank has issued 3 million credit cards — that is more than twice the number of HDFC Bank’s credit card users. However, industry observers point out that ICICI Bank’s effective users for credit cards may not be high.

Is ICICI Bank more aggressive on home loans than other banks?

For ICICI Bank, home loans are 46 per cent of its retail assets. A banking consultant observes that ICICI Bank is far more aggressive. Though ICICI executives do not admit it, industry sources observe that ICICI’s pricing has been far more competitive, which probably brought it more customers.